--- title: Home description: Blackwell Captive Solutions offers a group medical stop-loss captive solution for self-funded employers. Reduce healthcare costs and gain control with our data-driven approach and B.Well platform. --- [![Blackwell Captive Solutions](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/BCS%20Horizontal%20Logo_Full%20Color_Light_Padding.png?width=10758&height=3613&name=BCS%20Horizontal%20Logo_Full%20Color_Light_Padding.png)](https://blackwellcaptive.com) [![BCS Horizontal Logo\_Full Color\_Dark](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/BCS%20Horizontal%20Logo_Full%20Color_Dark.png?width=10758&height=2404&name=BCS%20Horizontal%20Logo_Full%20Color_Dark.png) Blackwell Captive Solutions](https://blackwellcaptive.com) ![BCS Horizontal Logo\_Full Color\_Dark](https://23320107.fs1.hubspotusercontent-na1.net/hubfs/23320107/BCS%20Horizontal%20Logo_Full%20Color_Dark.png) - About - [About Blackwell](https://blackwellcaptive.com/about) - [What is a Captive?](https://blackwellcaptive.com/what-is-a-captive) - [For Brokers](https://blackwellcaptive.com/brokers) - [For Employers](https://blackwellcaptive.com/employers) - [Humboldt Health](https://blackwellcaptive.com/humboldt-health) - Programs - [Captive Programs](https://blackwellcaptive.com/funding-strategies) - [B.Well Blueprint](https://blackwellcaptive.com/b.well) - [Savings Calculator](https://blackwellcaptive.com/savings-calculator) - Resources - [Comparing Funding Options](https://blackwellcaptive.com/self-funded) - [News](https://blackwellcaptive.com/news) - [Insights](https://blackwellcaptive.com/blog) - [FAQ](https://blackwellcaptive.com/faq) [Book a Strategy Call](https://blackwellcaptive.com/contact?hsLang=en) for teams looking for a better path forward # More control over healthcare costs. Less work for your team. Blackwell combines captive risk financing with proactive risk management for every member. We coordinate implementation and ongoing program management, giving you a recommendation you can explain and clear responsibility for the work. [Talk to our team](https://blackwellcaptive.com/contact?hsLang=en)[Check a client's fit](https://captive-fit-scorecard-48beb081.base44.app/) Have a renewal coming up? We’ll tell you if Blackwell makes sense. For 1/1 effective dates, send it by 11/15. Six themes surround the Blackwell program: financial control through captive risk financing, risk management required for every member, flexibility to keep your current TPA, community through one shared requirement, support with setup and coordination, and member benefits through care navigation.                                What a Blackwell Program IncludesBlackwellFinancial ControlCaptive risk financingRisk ManagementIncluded for all membersFlexibilityKeep your current TPACommunityShared requirementSupportSetup and coordinationVisibilitySee and manage claims The renewal problem ### Traditional funding models focus on who pays for risk, not what causes it.   #### Decisions happen too late Most decisions happen during renewal, after the claims have already occurred.   #### The causes are hard to see Fragmented data makes it difficult to identify which conditions, providers, or prescriptions are changing plan performance.   #### Responsibility is divided The broker, underwriter, vendors, and employer may each see one piece of the problem. No one is coordinating the full program. ### Have a renewal in play? Send the current funding setup, the renewal pressure, and any claims data you have. We will tell you plainly whether Blackwell fits and what the most useful next step is. [Talk to our team](https://blackwellcaptive.com/contact?hsLang=en)[Check a client's fit](https://captive-fit-scorecard-48beb081.base44.app/) How Blackwell delivers ### Three reasons to choose Blackwell. #### Proactive risk management for every member Every member must address all five B.Well Blueprint risk-management categories. Members can use the included solutions or qualifying vendors they already work with. #### The same requirement across the risk pool Every employer joining the captive must have proactive risk management in place. Members know the requirement applies across the pool. #### Blackwell handles setup and ongoing coordination Blackwell coordinates contracts, implementation, partner and TPA follow-up, and ongoing program management. B.Well Connect reduces separate data connections. The five B.Well Blueprint components #### Springbuk Analytics that flag emerging high-cost conditions and utilization patterns. #### Outfox Health Care navigation that helps members find the right care and use their benefits. #### Renalogic Focused support for kidney cases with high-cost potential. #### Cancer Expert Now Second opinions and support for cancer cases with high-cost potential. #### B.WellRx Pharmacy consulting and PBM oversight, powered by Navion. Included in Blackwell captive participation at no additional PEPM charge, subject to program terms. The work Blackwell takes on #### Managing each partner separately   A separate contract with each partner   A separate data connection to each solution   Separate follow-up with each partner and the TPA   An implementation plan you build and track yourself #### With Blackwell   Consolidated contracting and one implementation plan   One data connection through B.Well Connect   One program-management contact   Ongoing partner and TPA follow-up handled by Blackwell Which integrations apply is confirmed during implementation. Savings and clinical outcomes are not guaranteed. [Get the B.Well Blueprint Overview →](https://blackwellcaptive.com/b-well-blueprint-overview?hsLang=en) ###### How the financial model works ### What is a group medical stop-loss captive? Self-funded employers share a defined portion of high-cost claim risk while keeping stop-loss protection in place. Each employer pays for its own expected claims and participates in a shared risk layer with other employers in the captive.   #### More control Employers have more say in plan design, partners, and how healthcare risk is managed.   #### Surplus opportunity Employers may receive surplus when captive results are better than expected.   #### Greater predictability A defined risk-sharing structure can reduce the impact of high-cost claim volatility. [Learn how captives work →](https://blackwellcaptive.com/what-is-a-captive?hsLang=en)   #### Medical Stop-Loss Captive Guide A practical overview of how the model works, what employers should expect, and how fit is evaluated. [Download the guide →](https://blackwellcaptive.com/resources/stop-loss-captive-guide?hsLang=en)     Expected claims Expected claims layer Shared risk layer Stop-loss protection For cannabis employers ## A health captive built for the cannabis industry Humboldt Health is a cannabis-sector captive with embedded cost management and A-rated stop-loss, built for cannabis employers and the benefits brokers who serve them. [Explore Humboldt Health](https://blackwellcaptive.com/humboldt-health?hsLang=en)[Have a client to discuss?](https://blackwellcaptive.com/contact?hsLang=en) what makes blackwell different ## Every Blackwell member has proactive risk management in place Every member must address all five B.Well Blueprint risk-management categories, using the included solutions or qualifying partners they already work with. B.Well Connect links the TPA to those solutions through one data connection. B.Well Connect ## One Data Connection to Every B.Well Solution. B.Well Connect connects the TPA to the risk-management solutions through one data connection, so there are fewer separate connections to build and manage. That means fewer disconnected launches, less manual coordination, and better information throughout the year. [Explore B.Well Blueprint](https://blackwellcaptive.com/b.well?hsLang=en) ![bwell\_blueprint\_transparent\_web](https://23320107.fs1.hubspotusercontent-na1.net/hubfs/23320107/bwell_blueprint_transparent_web.png) OUR PARTNERS ## Delivering better care through better partners. Proven care strategies that drive real cost savings at the best price. ![Renalogic](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/12-1.png?width=1000&height=478&name=12-1.png) ![Cancer Expert NOW](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/13.png?width=1000&height=478&name=13.png) ![Outfox Health](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/11-1.png?width=1000&height=478&name=11-1.png) ![OccuNet](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/9-1.png?width=1000&height=478&name=9-1.png) ![springbuk](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/10-1.png?width=1000&height=478&name=10-1.png) ![proactive md](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/6-1.png?width=1000&height=478&name=6-1.png) ![MD](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/5-1.png?width=1000&height=478&name=5-1.png) ![WellRithms](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/WellRithms.png?width=1000&height=478&name=WellRithms.png) ![Drexi](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/images%20(3).png?width=495&height=163&name=images%20(3).png) ![Medimpact](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/images%20(1).png?width=632&height=316&name=images%20(1).png) ![Prime Theraputics](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/images%20(2).png?width=516&height=387&name=images%20(2).png) ![Meritain Pharmacy Solutions](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/images.jpg?width=449&height=445&name=images.jpg) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/12-1.png?width=1000&height=478&name=12-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/13.png?width=1000&height=478&name=13.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/11-1.png?width=1000&height=478&name=11-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/9-1.png?width=1000&height=478&name=9-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/10-1.png?width=1000&height=478&name=10-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/6-1.png?width=1000&height=478&name=6-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/5-1.png?width=1000&height=478&name=5-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/WellRithms.png?width=1000&height=478&name=WellRithms.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/images%20(3).png?width=495&height=163&name=images%20(3).png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/images%20(1).png?width=632&height=316&name=images%20(1).png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/images%20(2).png?width=516&height=387&name=images%20(2).png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/images.jpg?width=449&height=445&name=images.jpg) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/12-1.png?width=1000&height=478&name=12-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/13.png?width=1000&height=478&name=13.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/11-1.png?width=1000&height=478&name=11-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/9-1.png?width=1000&height=478&name=9-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/10-1.png?width=1000&height=478&name=10-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/6-1.png?width=1000&height=478&name=6-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/5-1.png?width=1000&height=478&name=5-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/WellRithms.png?width=1000&height=478&name=WellRithms.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/images%20(3).png?width=495&height=163&name=images%20(3).png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/images%20(1).png?width=632&height=316&name=images%20(1).png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/images%20(2).png?width=516&height=387&name=images%20(2).png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/images.jpg?width=449&height=445&name=images.jpg) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/12-1.png?width=1000&height=478&name=12-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/13.png?width=1000&height=478&name=13.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/11-1.png?width=1000&height=478&name=11-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/9-1.png?width=1000&height=478&name=9-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/10-1.png?width=1000&height=478&name=10-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/6-1.png?width=1000&height=478&name=6-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/5-1.png?width=1000&height=478&name=5-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/WellRithms.png?width=1000&height=478&name=WellRithms.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/images%20(3).png?width=495&height=163&name=images%20(3).png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/images%20(1).png?width=632&height=316&name=images%20(1).png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/images%20(2).png?width=516&height=387&name=images%20(2).png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/images.jpg?width=449&height=445&name=images.jpg) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/12-1.png?width=1000&height=478&name=12-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/13.png?width=1000&height=478&name=13.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/11-1.png?width=1000&height=478&name=11-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/9-1.png?width=1000&height=478&name=9-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/10-1.png?width=1000&height=478&name=10-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/6-1.png?width=1000&height=478&name=6-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/5-1.png?width=1000&height=478&name=5-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/WellRithms.png?width=1000&height=478&name=WellRithms.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/images%20(3).png?width=495&height=163&name=images%20(3).png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/images%20(1).png?width=632&height=316&name=images%20(1).png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/images%20(2).png?width=516&height=387&name=images%20(2).png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/images.jpg?width=449&height=445&name=images.jpg) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/12-1.png?width=1000&height=478&name=12-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/13.png?width=1000&height=478&name=13.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/11-1.png?width=1000&height=478&name=11-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/9-1.png?width=1000&height=478&name=9-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/10-1.png?width=1000&height=478&name=10-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/6-1.png?width=1000&height=478&name=6-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/5-1.png?width=1000&height=478&name=5-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/WellRithms.png?width=1000&height=478&name=WellRithms.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/images%20(3).png?width=495&height=163&name=images%20(3).png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/images%20(1).png?width=632&height=316&name=images%20(1).png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/images%20(2).png?width=516&height=387&name=images%20(2).png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/images.jpg?width=449&height=445&name=images.jpg) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/12-1.png?width=1000&height=478&name=12-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/13.png?width=1000&height=478&name=13.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/11-1.png?width=1000&height=478&name=11-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/9-1.png?width=1000&height=478&name=9-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/10-1.png?width=1000&height=478&name=10-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/6-1.png?width=1000&height=478&name=6-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/5-1.png?width=1000&height=478&name=5-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/WellRithms.png?width=1000&height=478&name=WellRithms.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/images%20(3).png?width=495&height=163&name=images%20(3).png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/images%20(1).png?width=632&height=316&name=images%20(1).png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/images%20(2).png?width=516&height=387&name=images%20(2).png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/images.jpg?width=449&height=445&name=images.jpg) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/12-1.png?width=1000&height=478&name=12-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/13.png?width=1000&height=478&name=13.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/11-1.png?width=1000&height=478&name=11-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/9-1.png?width=1000&height=478&name=9-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/10-1.png?width=1000&height=478&name=10-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/6-1.png?width=1000&height=478&name=6-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/5-1.png?width=1000&height=478&name=5-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/WellRithms.png?width=1000&height=478&name=WellRithms.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/images%20(3).png?width=495&height=163&name=images%20(3).png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/images%20(1).png?width=632&height=316&name=images%20(1).png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/images%20(2).png?width=516&height=387&name=images%20(2).png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/images.jpg?width=449&height=445&name=images.jpg) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/12-1.png?width=1000&height=478&name=12-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/13.png?width=1000&height=478&name=13.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/11-1.png?width=1000&height=478&name=11-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/9-1.png?width=1000&height=478&name=9-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/10-1.png?width=1000&height=478&name=10-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/6-1.png?width=1000&height=478&name=6-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/5-1.png?width=1000&height=478&name=5-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/WellRithms.png?width=1000&height=478&name=WellRithms.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/images%20(3).png?width=495&height=163&name=images%20(3).png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/images%20(1).png?width=632&height=316&name=images%20(1).png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/images%20(2).png?width=516&height=387&name=images%20(2).png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/images.jpg?width=449&height=445&name=images.jpg) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/12-1.png?width=1000&height=478&name=12-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/13.png?width=1000&height=478&name=13.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/11-1.png?width=1000&height=478&name=11-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/9-1.png?width=1000&height=478&name=9-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/10-1.png?width=1000&height=478&name=10-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/6-1.png?width=1000&height=478&name=6-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/5-1.png?width=1000&height=478&name=5-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/WellRithms.png?width=1000&height=478&name=WellRithms.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/images%20(3).png?width=495&height=163&name=images%20(3).png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/images%20(1).png?width=632&height=316&name=images%20(1).png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/images%20(2).png?width=516&height=387&name=images%20(2).png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/images.jpg?width=449&height=445&name=images.jpg) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/12-1.png?width=1000&height=478&name=12-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/13.png?width=1000&height=478&name=13.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/11-1.png?width=1000&height=478&name=11-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/9-1.png?width=1000&height=478&name=9-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/10-1.png?width=1000&height=478&name=10-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/6-1.png?width=1000&height=478&name=6-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/5-1.png?width=1000&height=478&name=5-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/WellRithms.png?width=1000&height=478&name=WellRithms.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/images%20(3).png?width=495&height=163&name=images%20(3).png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/images%20(1).png?width=632&height=316&name=images%20(1).png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/images%20(2).png?width=516&height=387&name=images%20(2).png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/images.jpg?width=449&height=445&name=images.jpg) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/12-1.png?width=1000&height=478&name=12-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/13.png?width=1000&height=478&name=13.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/11-1.png?width=1000&height=478&name=11-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/9-1.png?width=1000&height=478&name=9-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/10-1.png?width=1000&height=478&name=10-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/6-1.png?width=1000&height=478&name=6-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/5-1.png?width=1000&height=478&name=5-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/WellRithms.png?width=1000&height=478&name=WellRithms.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/images%20(3).png?width=495&height=163&name=images%20(3).png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/images%20(1).png?width=632&height=316&name=images%20(1).png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/images%20(2).png?width=516&height=387&name=images%20(2).png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/images.jpg?width=449&height=445&name=images.jpg) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/12-1.png?width=1000&height=478&name=12-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/13.png?width=1000&height=478&name=13.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/11-1.png?width=1000&height=478&name=11-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/9-1.png?width=1000&height=478&name=9-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/10-1.png?width=1000&height=478&name=10-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/6-1.png?width=1000&height=478&name=6-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/5-1.png?width=1000&height=478&name=5-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/WellRithms.png?width=1000&height=478&name=WellRithms.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/images%20(3).png?width=495&height=163&name=images%20(3).png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/images%20(1).png?width=632&height=316&name=images%20(1).png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/images%20(2).png?width=516&height=387&name=images%20(2).png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/images.jpg?width=449&height=445&name=images.jpg) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/12-1.png?width=1000&height=478&name=12-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/13.png?width=1000&height=478&name=13.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/11-1.png?width=1000&height=478&name=11-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/9-1.png?width=1000&height=478&name=9-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/10-1.png?width=1000&height=478&name=10-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/6-1.png?width=1000&height=478&name=6-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/5-1.png?width=1000&height=478&name=5-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/WellRithms.png?width=1000&height=478&name=WellRithms.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/images%20(3).png?width=495&height=163&name=images%20(3).png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/images%20(1).png?width=632&height=316&name=images%20(1).png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/images%20(2).png?width=516&height=387&name=images%20(2).png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/images.jpg?width=449&height=445&name=images.jpg) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/12-1.png?width=1000&height=478&name=12-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/13.png?width=1000&height=478&name=13.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/11-1.png?width=1000&height=478&name=11-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/9-1.png?width=1000&height=478&name=9-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/10-1.png?width=1000&height=478&name=10-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/6-1.png?width=1000&height=478&name=6-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/5-1.png?width=1000&height=478&name=5-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/WellRithms.png?width=1000&height=478&name=WellRithms.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/images%20(3).png?width=495&height=163&name=images%20(3).png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/images%20(1).png?width=632&height=316&name=images%20(1).png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/images%20(2).png?width=516&height=387&name=images%20(2).png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/images.jpg?width=449&height=445&name=images.jpg) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/12-1.png?width=1000&height=478&name=12-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/13.png?width=1000&height=478&name=13.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/11-1.png?width=1000&height=478&name=11-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/9-1.png?width=1000&height=478&name=9-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/10-1.png?width=1000&height=478&name=10-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/6-1.png?width=1000&height=478&name=6-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/5-1.png?width=1000&height=478&name=5-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/WellRithms.png?width=1000&height=478&name=WellRithms.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/images%20(3).png?width=495&height=163&name=images%20(3).png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/images%20(1).png?width=632&height=316&name=images%20(1).png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/images%20(2).png?width=516&height=387&name=images%20(2).png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/images.jpg?width=449&height=445&name=images.jpg) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/12-1.png?width=1000&height=478&name=12-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/13.png?width=1000&height=478&name=13.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/11-1.png?width=1000&height=478&name=11-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/9-1.png?width=1000&height=478&name=9-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/10-1.png?width=1000&height=478&name=10-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/6-1.png?width=1000&height=478&name=6-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/5-1.png?width=1000&height=478&name=5-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/WellRithms.png?width=1000&height=478&name=WellRithms.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/images%20(3).png?width=495&height=163&name=images%20(3).png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/images%20(1).png?width=632&height=316&name=images%20(1).png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/images%20(2).png?width=516&height=387&name=images%20(2).png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/images.jpg?width=449&height=445&name=images.jpg) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/12-1.png?width=1000&height=478&name=12-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/13.png?width=1000&height=478&name=13.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/11-1.png?width=1000&height=478&name=11-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/9-1.png?width=1000&height=478&name=9-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/10-1.png?width=1000&height=478&name=10-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/6-1.png?width=1000&height=478&name=6-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/5-1.png?width=1000&height=478&name=5-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/WellRithms.png?width=1000&height=478&name=WellRithms.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/images%20(3).png?width=495&height=163&name=images%20(3).png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/images%20(1).png?width=632&height=316&name=images%20(1).png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/images%20(2).png?width=516&height=387&name=images%20(2).png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/images.jpg?width=449&height=445&name=images.jpg) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/12-1.png?width=1000&height=478&name=12-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/13.png?width=1000&height=478&name=13.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/11-1.png?width=1000&height=478&name=11-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/9-1.png?width=1000&height=478&name=9-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/10-1.png?width=1000&height=478&name=10-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/6-1.png?width=1000&height=478&name=6-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/5-1.png?width=1000&height=478&name=5-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/WellRithms.png?width=1000&height=478&name=WellRithms.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/images%20(3).png?width=495&height=163&name=images%20(3).png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/images%20(1).png?width=632&height=316&name=images%20(1).png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/images%20(2).png?width=516&height=387&name=images%20(2).png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/images.jpg?width=449&height=445&name=images.jpg) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/12-1.png?width=1000&height=478&name=12-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/13.png?width=1000&height=478&name=13.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/11-1.png?width=1000&height=478&name=11-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/9-1.png?width=1000&height=478&name=9-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/10-1.png?width=1000&height=478&name=10-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/6-1.png?width=1000&height=478&name=6-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/5-1.png?width=1000&height=478&name=5-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/WellRithms.png?width=1000&height=478&name=WellRithms.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/images%20(3).png?width=495&height=163&name=images%20(3).png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/images%20(1).png?width=632&height=316&name=images%20(1).png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/images%20(2).png?width=516&height=387&name=images%20(2).png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/images.jpg?width=449&height=445&name=images.jpg) ![ful](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/3-4.png?width=1000&height=478&name=3-4.png) ![Synergy](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/8-1.png?width=1000&height=478&name=8-1.png) ![CirrusMD](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/1-4.png?width=1000&height=478&name=1-4.png) ![Cygenex](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/2-3.png?width=1000&height=478&name=2-3.png) ![BCS](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/4-2.png?width=1000&height=478&name=4-2.png) ![Liviniti](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/Livinity.png?width=1000&height=478&name=Livinity.png) ![RH](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/RH.png?width=554&height=554&name=RH.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/3-4.png?width=1000&height=478&name=3-4.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/8-1.png?width=1000&height=478&name=8-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/1-4.png?width=1000&height=478&name=1-4.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/2-3.png?width=1000&height=478&name=2-3.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/4-2.png?width=1000&height=478&name=4-2.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/Livinity.png?width=1000&height=478&name=Livinity.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/RH.png?width=554&height=554&name=RH.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/3-4.png?width=1000&height=478&name=3-4.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/8-1.png?width=1000&height=478&name=8-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/1-4.png?width=1000&height=478&name=1-4.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/2-3.png?width=1000&height=478&name=2-3.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/4-2.png?width=1000&height=478&name=4-2.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/Livinity.png?width=1000&height=478&name=Livinity.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/RH.png?width=554&height=554&name=RH.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/3-4.png?width=1000&height=478&name=3-4.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/8-1.png?width=1000&height=478&name=8-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/1-4.png?width=1000&height=478&name=1-4.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/2-3.png?width=1000&height=478&name=2-3.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/4-2.png?width=1000&height=478&name=4-2.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/Livinity.png?width=1000&height=478&name=Livinity.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/RH.png?width=554&height=554&name=RH.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/3-4.png?width=1000&height=478&name=3-4.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/8-1.png?width=1000&height=478&name=8-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/1-4.png?width=1000&height=478&name=1-4.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/2-3.png?width=1000&height=478&name=2-3.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/4-2.png?width=1000&height=478&name=4-2.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/Livinity.png?width=1000&height=478&name=Livinity.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/RH.png?width=554&height=554&name=RH.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/3-4.png?width=1000&height=478&name=3-4.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/8-1.png?width=1000&height=478&name=8-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/1-4.png?width=1000&height=478&name=1-4.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/2-3.png?width=1000&height=478&name=2-3.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/4-2.png?width=1000&height=478&name=4-2.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/Livinity.png?width=1000&height=478&name=Livinity.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/RH.png?width=554&height=554&name=RH.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/3-4.png?width=1000&height=478&name=3-4.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/8-1.png?width=1000&height=478&name=8-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/1-4.png?width=1000&height=478&name=1-4.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/2-3.png?width=1000&height=478&name=2-3.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/4-2.png?width=1000&height=478&name=4-2.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/Livinity.png?width=1000&height=478&name=Livinity.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/RH.png?width=554&height=554&name=RH.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/3-4.png?width=1000&height=478&name=3-4.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/8-1.png?width=1000&height=478&name=8-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/1-4.png?width=1000&height=478&name=1-4.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/2-3.png?width=1000&height=478&name=2-3.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/4-2.png?width=1000&height=478&name=4-2.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/Livinity.png?width=1000&height=478&name=Livinity.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/RH.png?width=554&height=554&name=RH.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/3-4.png?width=1000&height=478&name=3-4.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/8-1.png?width=1000&height=478&name=8-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/1-4.png?width=1000&height=478&name=1-4.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/2-3.png?width=1000&height=478&name=2-3.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/4-2.png?width=1000&height=478&name=4-2.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/Livinity.png?width=1000&height=478&name=Livinity.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/RH.png?width=554&height=554&name=RH.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/3-4.png?width=1000&height=478&name=3-4.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/8-1.png?width=1000&height=478&name=8-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/1-4.png?width=1000&height=478&name=1-4.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/2-3.png?width=1000&height=478&name=2-3.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/4-2.png?width=1000&height=478&name=4-2.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/Livinity.png?width=1000&height=478&name=Livinity.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/RH.png?width=554&height=554&name=RH.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/3-4.png?width=1000&height=478&name=3-4.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/8-1.png?width=1000&height=478&name=8-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/1-4.png?width=1000&height=478&name=1-4.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/2-3.png?width=1000&height=478&name=2-3.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/4-2.png?width=1000&height=478&name=4-2.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/Livinity.png?width=1000&height=478&name=Livinity.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/RH.png?width=554&height=554&name=RH.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/3-4.png?width=1000&height=478&name=3-4.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/8-1.png?width=1000&height=478&name=8-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/1-4.png?width=1000&height=478&name=1-4.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/2-3.png?width=1000&height=478&name=2-3.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/4-2.png?width=1000&height=478&name=4-2.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/Livinity.png?width=1000&height=478&name=Livinity.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/RH.png?width=554&height=554&name=RH.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/3-4.png?width=1000&height=478&name=3-4.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/8-1.png?width=1000&height=478&name=8-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/1-4.png?width=1000&height=478&name=1-4.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/2-3.png?width=1000&height=478&name=2-3.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/4-2.png?width=1000&height=478&name=4-2.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/Livinity.png?width=1000&height=478&name=Livinity.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/RH.png?width=554&height=554&name=RH.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/3-4.png?width=1000&height=478&name=3-4.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/8-1.png?width=1000&height=478&name=8-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/1-4.png?width=1000&height=478&name=1-4.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/2-3.png?width=1000&height=478&name=2-3.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/4-2.png?width=1000&height=478&name=4-2.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/Livinity.png?width=1000&height=478&name=Livinity.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/RH.png?width=554&height=554&name=RH.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/3-4.png?width=1000&height=478&name=3-4.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/8-1.png?width=1000&height=478&name=8-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/1-4.png?width=1000&height=478&name=1-4.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/2-3.png?width=1000&height=478&name=2-3.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/4-2.png?width=1000&height=478&name=4-2.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/Livinity.png?width=1000&height=478&name=Livinity.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/RH.png?width=554&height=554&name=RH.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/3-4.png?width=1000&height=478&name=3-4.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/8-1.png?width=1000&height=478&name=8-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/1-4.png?width=1000&height=478&name=1-4.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/2-3.png?width=1000&height=478&name=2-3.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/4-2.png?width=1000&height=478&name=4-2.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/Livinity.png?width=1000&height=478&name=Livinity.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/RH.png?width=554&height=554&name=RH.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/3-4.png?width=1000&height=478&name=3-4.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/8-1.png?width=1000&height=478&name=8-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/1-4.png?width=1000&height=478&name=1-4.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/2-3.png?width=1000&height=478&name=2-3.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/4-2.png?width=1000&height=478&name=4-2.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/Livinity.png?width=1000&height=478&name=Livinity.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/RH.png?width=554&height=554&name=RH.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/3-4.png?width=1000&height=478&name=3-4.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/8-1.png?width=1000&height=478&name=8-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/1-4.png?width=1000&height=478&name=1-4.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/2-3.png?width=1000&height=478&name=2-3.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/4-2.png?width=1000&height=478&name=4-2.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/Livinity.png?width=1000&height=478&name=Livinity.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/RH.png?width=554&height=554&name=RH.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/3-4.png?width=1000&height=478&name=3-4.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/8-1.png?width=1000&height=478&name=8-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/1-4.png?width=1000&height=478&name=1-4.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/2-3.png?width=1000&height=478&name=2-3.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/4-2.png?width=1000&height=478&name=4-2.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/Livinity.png?width=1000&height=478&name=Livinity.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/RH.png?width=554&height=554&name=RH.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/3-4.png?width=1000&height=478&name=3-4.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/8-1.png?width=1000&height=478&name=8-1.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/1-4.png?width=1000&height=478&name=1-4.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/2-3.png?width=1000&height=478&name=2-3.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/4-2.png?width=1000&height=478&name=4-2.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/Livinity.png?width=1000&height=478&name=Livinity.png) ![](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/RH.png?width=554&height=554&name=RH.png) Who it is for ### Built for groups that want to manage their healthcare plan like a business. Blackwell is built for mid-sized employers, generally starting around 50 enrolled lives, and the brokers who advise them. Not every group is the right fit, and we would rather say so early. #### A strong fit   Renewal increases, limited market options, or a recent shock claim.   Heavy pharmacy or chronic-condition spend.   Leadership that wants to see what drives cost and will act on it.   A multi-year view, with enough time to evaluate before the effective date. #### Probably not a fit   Groups looking only for short-term premium relief.   Employers who want cost containment to be optional.   A set-it-and-forget-it approach to benefits.   Decisions made on the lowest admin fee alone. [Talk to our team](https://blackwellcaptive.com/contact?hsLang=en)[Check a client's fit](https://captive-fit-scorecard-48beb081.base44.app/) ###### Client results ### How one conversation changed everything. Case study · Medical device manufacturer, 228 employees ### Completing the self-funding shift A group that had circled self-funding for three years, cycling through PEO transitions and plan buy-downs without ever committing, finally moved forward once the conversation shifted from pricing comparison to risk structure. [Read the case study](https://blackwellcaptive.com/case-study-self-funding-shift?hsLang=en) “Staying fully insured long-term is a losing strategy.” Insights and resources ## From Blackwell [Monthly Captive Reporting: Why Earlier Visibility Matters](https://blackwellcaptive.com/blog/monthly-captive-reporting-transparency?hsLang=en) [Captives](https://blackwellcaptive.com/blog/tag/Captives?hsLang=en) #### [Monthly Captive Reporting: Why Earlier Visibility Matters](https://blackwellcaptive.com/blog/monthly-captive-reporting-transparency?hsLang=en) Most captive reporting explains what already happened. Blackwell and Luzern Risk give brokers and employers a first-of-i... [X Twitter icon](https://twitter.com/intent/tweet?url=https://blackwellcaptive.com/blog/monthly-captive-reporting-transparency) [LinkedIn](https://www.linkedin.com/shareArticle?mini=true&url=https://blackwellcaptive.com/blog/monthly-captive-reporting-transparency) [Facebook](https://www.facebook.com/sharer/sharer.php?u=https://blackwellcaptive.com/blog/monthly-captive-reporting-transparency) 7 October, 2026 [2027 Medical Trend: What 9% Means for Healthcare Renewals](https://blackwellcaptive.com/blog/2027-medical-trend-self-funded-renewals?hsLang=en) [Market Intelligence](https://blackwellcaptive.com/blog/tag/Market+Intelligence?hsLang=en) #### [2027 Medical Trend: What 9% Means for Healthcare Renewals](https://blackwellcaptive.com/blog/2027-medical-trend-self-funded-renewals?hsLang=en) PwC projects a 9% group medical cost trend for 2027, the highest level in 17 years. For brokers heading into 1/1/27 rene... [X Twitter icon](https://twitter.com/intent/tweet?url=https://blackwellcaptive.com/blog/2027-medical-trend-self-funded-renewals) [LinkedIn](https://www.linkedin.com/shareArticle?mini=true&url=https://blackwellcaptive.com/blog/2027-medical-trend-self-funded-renewals) [Facebook](https://www.facebook.com/sharer/sharer.php?u=https://blackwellcaptive.com/blog/2027-medical-trend-self-funded-renewals) 1 October, 2026 [6 Questions to Ask Before Choosing a Group Medical Stop-Loss Captive](https://blackwellcaptive.com/blog/questions-to-ask-group-medical-stop-loss-captive?hsLang=en) [Captives](https://blackwellcaptive.com/blog/tag/Captives?hsLang=en) #### [6 Questions to Ask Before Choosing a Group Medical Stop-Loss Captive](https://blackwellcaptive.com/blog/questions-to-ask-group-medical-stop-loss-captive?hsLang=en) Two group medical stop-loss captives can come back with similar quotes and deliver very different results over the next ... [X Twitter icon](https://twitter.com/intent/tweet?url=https://blackwellcaptive.com/blog/questions-to-ask-group-medical-stop-loss-captive) [LinkedIn](https://www.linkedin.com/shareArticle?mini=true&url=https://blackwellcaptive.com/blog/questions-to-ask-group-medical-stop-loss-captive) [Facebook](https://www.facebook.com/sharer/sharer.php?u=https://blackwellcaptive.com/blog/questions-to-ask-group-medical-stop-loss-captive) 29 September, 2026 ## Ready for a better healthcare strategy? Share the current funding structure, renewal pressure, and available claims information. We will help assess fit and identify the most useful next step. [Talk to our team](https://blackwellcaptive.com/contact?hsLang=en)[Assess captive fit](https://captive-fit-scorecard-48beb081.base44.app/) [![Blackwell Captive Solutions](https://23320107.fs1.hubspotusercontent-na1.net/hubfs/23320107/BCS%20Horizontal%20Logo_Full%20Color_Light.png)](https://blackwellcaptive.com/?hsLang=en) A group medical stop-loss captive built to share risk, address cost drivers, and improve performance.  - Company - [About Blackwell](https://blackwellcaptive.com/about) - [What is a Captive?](https://blackwellcaptive.com/what-is-a-captive) - [For Brokers](https://blackwellcaptive.com/brokers) - [For Employers](https://blackwellcaptive.com/employers) - Solutions - [Captive Programs](https://blackwellcaptive.com/funding-strategies) - [Humboldt Health](https://blackwellcaptive.com/humboldt-health) - [Comparing Funding Strategies](https://blackwellcaptive.com/self-funded) - [B.Well Blueprint](https://blackwellcaptive.com/b.well) - Resources - [Savings Calculator](https://blackwellcaptive.com/savings-calculator) - [News](https://blackwellcaptive.com/news) - [Insights](https://blackwellcaptive.com/blog) - [FAQ](https://blackwellcaptive.com/faq) [linkedin-in](https://www.linkedin.com/company/blackwell-captive-solutions/) - [Privacy Policy](https://blackwellcaptive.com/privacy-policy) © 2026 Blackwell Captive Solutions