--- title: "Healthcare Solutions for Cannabis Employers: Insights from Blunt Business" description: Scott Byrne discusses how Humboldt Health empowers cannabis employers with innovative healthcare solutions, enhancing benefits and cost management strategies. image: https://23320107.fs1.hubspotusercontent-na1.net/hubfs/23320107/AI-Generated%20Media/Images/Podcast%20Studio%20with%20Healthcare%20and%20Business%20Strategy%20Cues.png --- [![Blackwell Captive Solutions](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/BCS%20Horizontal%20Logo_Full%20Color_Light_Padding.png?width=10758&height=3613&name=BCS%20Horizontal%20Logo_Full%20Color_Light_Padding.png)](https://blackwellcaptive.com) [![BCS Horizontal Logo\_Full Color\_Dark](https://23320107.fs1.hubspotusercontent-na1.net/hub/23320107/hubfs/BCS%20Horizontal%20Logo_Full%20Color_Dark.png?width=10758&height=2404&name=BCS%20Horizontal%20Logo_Full%20Color_Dark.png) Blackwell Captive Solutions](https://blackwellcaptive.com) ![BCS Horizontal Logo\_Full Color\_Dark](https://23320107.fs1.hubspotusercontent-na1.net/hubfs/23320107/BCS%20Horizontal%20Logo_Full%20Color_Dark.png) - About - [About Blackwell](https://blackwellcaptive.com/about) - [What is a Captive?](https://blackwellcaptive.com/what-is-a-captive) - [For Brokers](https://blackwellcaptive.com/brokers) - [For Employers](https://blackwellcaptive.com/employers) - [Humboldt Health](https://blackwellcaptive.com/humboldt-health) - Programs - [Captive Programs](https://blackwellcaptive.com/funding-strategies) - [B.Well Blueprint](https://blackwellcaptive.com/b.well) - [Savings Calculator](https://blackwellcaptive.com/savings-calculator) - Resources - [Comparing Funding Options](https://blackwellcaptive.com/self-funded) - [News](https://blackwellcaptive.com/news) - [Insights](https://blackwellcaptive.com/blog) - [FAQ](https://blackwellcaptive.com/faq) [Book a Strategy Call](https://blackwellcaptive.com/contact) # Healthcare Solutions for Cannabis Employers: Insights from Blunt Business [Humboldt Health](https://blackwellcaptive.com/blog/tag/humboldt-health) Cannabis employers have dealt with a benefits market that often gives them fewer choices than employers in other industries. Blackwell President Scott Byrne recently joined **Blunt Business** to discuss why that matters and how Humboldt Health is giving cannabis employers and their brokers another way to approach healthcare. During the conversation, Scott discusses the challenges cannabis businesses have historically faced in the insurance market and how a medical stop-loss captive can give qualifying employers a path toward self-funding, greater visibility into healthcare spending and more control over plan strategy. #### Healthcare Financing is Only Part of the Equation Moving to self-funding or joining a captive changes how an employer finances healthcare risk. It does not, by itself, change the underlying claims. That is why Humboldt Health was designed around more than the captive structure. B.Well Blueprint is included as part of the program and provides support across claims visibility, care guidance, pharmacy strategy and high-cost health risks. Humboldt Health members also have access to virtual urgent care and virtual behavioral health through Recuro Health. The goal is to give employers and their brokers more information and more opportunities to act during the plan year, rather than waiting for renewal to explain what already happened. #### Giving Employees Clearer Ways to Use Their Benefits Scott also discusses some of the tools within the Humboldt Health model, including healthcare navigation and pharmacy management. Outfox Health gives members guidance on cost, coverage and care options, while B.WellRx is designed to give employers another way to address pharmacy spend. The broader B.Well Blueprint brings these resources together as part of the captive’s year-round cost-management strategy. That structure reflects a core idea behind Humboldt Health: financing risk and managing healthcare costs should work together. #### A Changing Market for Cannabis Employers The conversation also touches on the evolving regulatory environment surrounding cannabis and what future changes could mean for employers. Whatever comes next federally, cannabis businesses are already competing for employees, managing healthcare costs and making benefits decisions today. Humboldt Health was created to give qualified cannabis employers and their brokers a dedicated path to self-funding, captive participation and year-round healthcare cost management. **Listen to Scott’s full conversation on Blunt Business:** [Listen to the episode](https://redcircle.com/shows/6370efa4-01ee-4341-adc8-94112a86e8e5/ep/80449d43-7e92-4ddb-9002-54f7e927ee50?utm_source=chatgpt.com) **Have a cannabis client or prospect? [Talk with our team](https://blackwellcaptive.com/see-if-humboldt-health-fits) about Humboldt Health.** ##### Like it? Share it: [X Twitter icon](https://twitter.com/intent/tweet?url={{item.absolute_url}}) [LinkedIn](https://www.linkedin.com/shareArticle?mini=true&url={{item.absolute_url}}) [Facebook](https://www.facebook.com/sharer/sharer.php?u={{item.absolute_url}}) ### You may also like [Healthcare Solutions for Cannabis Employers: Insights from Blunt Business](https://blackwellcaptive.com/blog/healthcare-solutions-for-cannabis-employers-insights-from-blunt-business) ##### [Healthcare Solutions for Cannabis Employers: Insights from Blunt Business](https://blackwellcaptive.com/blog/healthcare-solutions-for-cannabis-employers-insights-from-blunt-business) Cannabis employers have dealt with a benefits market that often gives them fewer choices than employers in other industr... [LinkedIn](https://www.linkedin.com/shareArticle?mini=true&url=https://blackwellcaptive.com/blog/healthcare-solutions-for-cannabis-employers-insights-from-blunt-business) [Facebook](https://www.facebook.com/sharer/sharer.php?u=https://blackwellcaptive.com/blog/healthcare-solutions-for-cannabis-employers-insights-from-blunt-business) 9/16/26, 5:02 PM [Healthcare Solutions for Cannabis Employers: Insights from Blunt Business](https://blackwellcaptive.com/blog/healthcare-solutions-for-cannabis-employers-insights-from-blunt-business) ##### [Healthcare Solutions for Cannabis Employers: Insights from Blunt Business](https://blackwellcaptive.com/blog/healthcare-solutions-for-cannabis-employers-insights-from-blunt-business) Cannabis employers have dealt with a benefits market that often gives them fewer choices than employers in other industr... [LinkedIn](https://www.linkedin.com/shareArticle?mini=true&url=https://blackwellcaptive.com/blog/healthcare-solutions-for-cannabis-employers-insights-from-blunt-business) [Facebook](https://www.facebook.com/sharer/sharer.php?u=https://blackwellcaptive.com/blog/healthcare-solutions-for-cannabis-employers-insights-from-blunt-business) 9/16/26, 5:02 PM [Healthcare Solutions for Cannabis Employers: Insights from Blunt Business](https://blackwellcaptive.com/blog/healthcare-solutions-for-cannabis-employers-insights-from-blunt-business) ##### [Healthcare Solutions for Cannabis Employers: Insights from Blunt Business](https://blackwellcaptive.com/blog/healthcare-solutions-for-cannabis-employers-insights-from-blunt-business) Cannabis employers have dealt with a benefits market that often gives them fewer choices than employers in other industr... [LinkedIn](https://www.linkedin.com/shareArticle?mini=true&url=https://blackwellcaptive.com/blog/healthcare-solutions-for-cannabis-employers-insights-from-blunt-business) [Facebook](https://www.facebook.com/sharer/sharer.php?u=https://blackwellcaptive.com/blog/healthcare-solutions-for-cannabis-employers-insights-from-blunt-business) 9/16/26, 5:02 PM [![Blackwell Captive Solutions](https://23320107.fs1.hubspotusercontent-na1.net/hubfs/23320107/BCS%20Horizontal%20Logo_Full%20Color_Light.png)](https://blackwellcaptive.com/) A group medical stop-loss captive built to share risk, address cost drivers, and improve performance.  - Company - [About Blackwell](https://blackwellcaptive.com/about) - [What is a Captive?](https://blackwellcaptive.com/what-is-a-captive) - [For Brokers](https://blackwellcaptive.com/brokers) - [For Employers](https://blackwellcaptive.com/employers) - Solutions - [Captive Programs](https://blackwellcaptive.com/funding-strategies) - [Humboldt Health](https://blackwellcaptive.com/humboldt-health) - [Comparing Funding Strategies](https://blackwellcaptive.com/self-funded) - [B.Well Blueprint](https://blackwellcaptive.com/b.well) - Resources - [Savings Calculator](https://blackwellcaptive.com/savings-calculator) - [News](https://blackwellcaptive.com/news) - [Insights](https://blackwellcaptive.com/blog) - [FAQ](https://blackwellcaptive.com/faq) [linkedin-in](https://www.linkedin.com/company/blackwell-captive-solutions/) - [Privacy Policy](https://blackwellcaptive.com/privacy-policy) © 2026 Blackwell Captive Solutions ```json { "@context" : "https://schema.org", "@type" : "BlogPosting", "author" : { "@type" : "Person", "name" : "Blackwell Captive Solutions", "url" : "https://blackwellcaptive.com/blog/author/blackwell-captive-solutions" }, "dateModified" : "2026-09-24T18:45:43.497Z", "datePublished" : "2026-09-16T21:02:44.000Z", "headline" : "Healthcare Solutions for Cannabis Employers: Insights from Blunt Business", "image" : [ "https://23320107.fs1.hubspotusercontent-na1.net/hubfs/23320107/AI-Generated%20Media/Images/Podcast%20Studio%20with%20Healthcare%20and%20Business%20Strategy%20Cues.png" ], "mainEntityOfPage" : { "@id" : "https://blackwellcaptive.com/blog/healthcare-solutions-for-cannabis-employers-insights-from-blunt-business", "@type" : "WebPage" }, "publisher" : { "@type" : "Organization", "logo" : { "@type" : "ImageObject", "url" : "https://23320107.fs1.hubspotusercontent-na1.net/hubfs/23320107/BCS%20Horizontal%20Logo_Full%20Color_Dark.png" }, "name" : "Blackwell Captive Solutions" } } ```