Blackwell Insights
Monthly Captive Reporting: Why Earlier Visibility Matters
Most captive reporting explains what already happened. Blackwell and Luzern Risk give brokers and employers a first-of-i...
2027 Medical Trend: What 9% Means for Healthcare Renewals
PwC projects a 9% group medical cost trend for 2027, the highest level in 17 years. For brokers heading into 1/1/27 rene...
6 Questions to Ask Before Choosing a Group Medical Stop-Loss Captive
Two group medical stop-loss captives can come back with similar quotes and deliver very different results over the next ...
Why Group Captives Are Becoming an Option for Cannabis Employers
Cannabis employers have spent years adapting business systems built for other industries. Employee benefits have been no...
Healthcare Solutions for Cannabis Employers: Insights from Blunt Business
Cannabis employers have dealt with a benefits market that often gives them fewer choices than employers in other industr...
What CFOs Should Know About Stop-Loss Captives
If your stop-loss renewal keeps climbing and no one can explain what's actually driving the increase, you're evaluating ...
How Humboldt Health Is Expanding Healthcare Access for Cannabis Employees
Cannabis employers have historically had fewer health benefit options than employers in more established industries. Acc...
How Group Stop-Loss Captives Cut Claims Volatility
Large claims have become a bigger part of the renewal conversation for self-funded employers. Segal's Q3 2026 stop-loss ...
Standalone Stop-Loss vs Group Medical Captives
Self-funded employers already carry healthcare risk. Stop-loss determines how much of that risk stays with the employer ...
Blackwell Captive Solutions vs. Traditional Funding Models
Employers have more ways to fund healthcare than most renewal conversations suggest. Fully insured. Level funded. Self-f...